C’est avec un grand plaisir que nous vous invitons à une soirée visant à approfondir vos connaissances en investissement immobilier. Une première représentation organisée spécialement pour les employés municipaux du secteur de Gatineau!

Le 4 juin prochain, de 17 h à 20 h, vous aurez l’occasion d’entendre nos spécialistes en financement d’immeubles locatifs. Ils pourront vous dresser un portrait du marché actuel, vous expliquer les bases du financement d’immeubles à revenus, vous partager des bonnes pratiques et échanger à propos de leur parcours pour se bâtir un parc immobilier.

Cette conférence aura lieu à Gatineau. Le lieu sera communiqué aux participants et participantes inscrits une fois qu’il sera défini. La formule a pour but de favoriser le réseautage et l’échange de bonnes pratiques.

Dès 17 h, nous vous accueillerons avec quelques bouchées et une consommation. Dès 18 h, les panélistes commenceront la présentation.

Les sujets abordés :

• Les perspectives sur le marché et la recherche de propriétés
• L’inspection et l’acquisition de votre immeuble
• La mise de fonds et le financement
• La protection du patrimoine immobilier
• Partage de parcours d’investisseur immobilier
• Période d’échanges et de questions

Date : Jeudi 4 juin 2026 de 17 h à 20 h

Lieu : À définir. L’emplacement sera communiqué aux participants et participantes inscrits.

Ce webinaire est réservé aux employés et employées du secteur municipal et de la sécurité incendie. 

Vos conférenciers

Cette conférence est présentée par la Caisse Desjardins du Réseau municipal, une coopérative dédiée à accompagner financièrement les employés municipaux du Québec.

Nous sommes fiers d’annoncer un partenariat avec l’Association des techniciens en prévention incendie du Québec (ATPIQ). Une entente qui permettra de mettre en lumière le rôle clé de cette profession par différentes campagnes de rayonnement.

Depuis plusieurs années, nous appuyons différentes initiatives en prévention incendie comme le séminaire annuel de l’ATPIQ et le projet FLAMBO. Notre nouveau partenariat permettra de concrétiser plusieurs projets de l’association visant à accroître la notoriété et valoriser la profession tout en encourageant la relève.

Le partenariat va bien au-delà de cet engagement : il marque le début d’un accompagnement concret, pensé les TPI. Depuis 1945, nous accompagnons les professionnels du milieu municipal, incluant ceux et celles qui œuvrent en sécurité incendie. Nous connaissons votre réalité. Vos responsabilités sont grandes, vos horaires parfois atypiques, et vos projets de vie méritent une planification financière solide.

Une offre d’accompagnement adaptée à votre réalité

Être technicien ou technicienne en prévention incendie, c’est exercer un métier essentiel, mais souvent exigeant. Notre rôle est de vous simplifier la vie sur le plan financier.

Concrètement, nous pouvons vous aider à :

• Optimiser vos finances personnelles (budget, dettes, épargne)
• Planifier vos projets de vie (achat d’une propriété, projets familiaux, transition de carrière)
• Préparer votre retraite avec des stratégies adaptées à votre parcours
• Protéger vos revenus et vos proches (assurances, imprévus)

Notre approche est simple : vous offrir des conseils personnalisés, accessibles et alignés avec votre réalité professionnelle.

Une équipe dédiée, partout au Québec

Peu importe où vous vous trouvez, vous avez accès à une équipe spécialisée, disponible à distance, qui comprend les enjeux du milieu municipal et de la sécurité incendie.

Nous vous invitons à nous suivre sur notre page Facebook pour rester à l’affût des différentes conférences offertes gratuitement.

Parlons de vos projets

Que vous ayez une question précise ou simplement envie de faire le point, notre équipe est là pour vous. N’hésitez pas à communiquer avec nous!

• caissereseaumunicipal@desjardins.com
• 514 526-4971 (ou sans frais 1 800 465-2449)
• Texto disponible

La prévention, c’est votre métier.
Vous accompagner financièrement, c’est le nôtre.

We are very excited to invite you to a lunch conference on Thursday, April 2, from 10 a.m. to 1 p.m., at the Caisse Desjardins du Réseau municipal’s head office. After the presentation, a complimentary lunch will be offered to all attendees, a great opportunity to reconnect with our firefighter members in a warm and welcoming atmosphere.

About the conference

From 10 a.m. to 11:30 a.m., we will dig into the key issues around estate transfer, what you need to know about wills, and strategies to help protect your heirs and their inheritance. We will also walk you through how we can guide and support you during this important stage of life.

Speakers:

• Robert Castonguay, Financial Planner and Wealth Management Advisor
• Yves Roy, Wealth Management Advisor
• Antoine Jacques, Financial Security Advisor

About the exhibition

From 11:30 a.m., the Pompiers auxiliaires de Montréal will be on hand with a mobile exhibition of fire-related artifacts and photographs, providing a great opportunity to connect with them during the lunch and networking portions of the event.

Registration is required.

• If you have any food allergies or intolerances, please let us know through the form.
• Spouses and children are welcome to attend.

To make sure everything runs on time, we recommend arriving before 10 a.m. A coffee station will be available.

If you have any questions, feel free to reach out to Robert Castonguay, Wealth Management Advisor, at 514 526-4971 poste 7312345 | robert.castonguay@desjardins.com

The plaque bearing the names of Quebec firefighters who died in the line of duty was recently updated. Set at the base of the monument inaugurated in 2013, this plaque carries deep meaning: it reminds us that behind every name is a story of dedication, a family forever changed, and a community that will never forget.

The growing number of names on the plaque is a powerful reminder of just how demanding and dangerous this profession can be. Beyond the risks inherent to daily emergency response, firefighters face other, more insidious threats. A 2022 study by the International Agency for Research on Cancer found that firefighters are 9% more likely to be diagnosed with cancer and 14% more likely to die from it than the general population. At the same time, the number of cancers recognized as occupational diseases in Quebec remains lower than in other Canadian provinces.

If you happen to be in the area, we encourage you to stop and take a moment to see the updated plaque. It is a small but meaningful way to show respect for those who gave so much in service to their community.

To view the list of firefighters who died in the line of duty, click here.

Serving on the board of directors is a rewarding and fulfilling experience.

Stand up for your fellow members, share your experience with your financial cooperative, and help make a difference in your communities.

Interested? First confirm that you are eligible.

To qualify, you must be a municipal employee and caisse member for at least 90 days before the annual general meeting, have a domicile, live, or work in Quebec, and belong to one of the groups defined by the caisse.

For the complete list of eligibility criteria, see: :

• Application form [in French] »
• Candidate information package [in French] »

There are 5 open positions:

• 2 for Group A (firefighters)
• 1 for Group B (full Caisse members)/li>
• 1 for Group C (blue-collar workers)
• 1 for Group D (white-collar workers)

In particular, the board of directors is looking for members with the following profiles:

• Individuals with skills in one or more of the following areas: member/client experience, accounting, and information technology
• Women, to help reach gender parity; non-binary individuals are also encouraged to apply
• Members in the following age brackets: 18–34 and 35–49
• Individuals representing the municipal sector
• Individuals representing ethnocultural diversity

How do I apply? It’s really simple.

1. Download and fill out the compulsory application form. »
2. Prepare your resume.
3. 3Send both documents (form and resume) to the attention of the Nominating Committee at genevieve.a.nadeau@desjardins.com.

For more information, please contact Geneviève Nadeau | Phone: 514-526-4971.

Dates à ne pas oublier

February 9, 2026, at 3 p.m.: Deadline for applications. After this deadline, your application will not be accepted.

April 21, 2026: Annual general meeting

Are you a residential real estate investor looking to diversify your assets? Are you looking to break into commercial real estate? This webinar is designed for you. It will help you deepen your understanding of the opportunities this market offers, the key steps involved in financing, and what to consider for a smooth transition. Topics to be covered include:

• Commercial market perspectives
• Commercial property valuation
• File analysis, financing steps and structure
• Characteristics of commercial leases
• Q&A and open discussion with the speakers

Date : Thursday, November 6, 6:30 to 8 p.m.

Location : ICast— We will send all registered participants a link to the webcasting platform a few days before the event.

This webinar is reserved for members of the Caisse Desjardins du Réseau municipal and municipal sector employees. Although this is a webcast, you will have the opportunity to submit questions to the speakers via the chat.

Speakers

This conference is brought to you by the Caisse Desjardins du Réseau municipal, a cooperative committed to supporting the financial needs of Quebec’s municipal employees.

To support our younger members and their aspirations, we created a scholarship program to help them keep up with their monthly bills while they are in school. A great way to help make ends meet!

The Caisse will be awarding 16 support scholarships worth a total of $19,200 for the 2025–2026 school year. Every month, two scholarships will be drawn from eligible members who have submitted the participation form, with winners chosen by random draw.

Members can register between August 1, 2025, and April 30, 2026. To participate, please review the full details and rules at this link.

We are using this 2025 launch as an opportunity to acknowledge and congratulate all of last year’s recipients, who received a helpful financial boost! Could you be one of this year’s recipients?

For the fourth year in a row, we were proud partners of the Rendez-vous familial des pompiers de Montréal, held at Angrignon Park from July 11 to 13. This family-friendly event features a variety of activities for kids and adults alike, including 1, 5, and 10 km races, children’s entertainment, and a free BBQ. It is a great opportunity for fire safety professionals to show their community involvement and promote their profession.

A standout feature of this beloved event is the Firefit competition, an immersive challenge inspired by the firefighting profession that puts participants’ strength and physical fitness to the test. We invited our Desjardins partners to join in the fun by competing in the corporate category.

For a few moments, under a scorching sun, about 20 of our green-hearted representatives got to experience segments of the relay course that give a real sense of how demanding a fire intervention can be. Suited up in full firefighter gear and breathing apparatus, they tackled the course with enthusiasm and big smiles.

While the Firefit course takes under 5 minutes to complete, the sweat was very real! The energy and camaraderie between teams were wonderful to witness, and every participant walked away with the same takeaway: firefighters truly earn their esteemed reputation, because this is one tough profession.

Here are a few snapshots from this fantastic day, along with an open invitation to our network to join us in 2026! An outstanding teambuilding experience worth putting on your calendar.

Full details here: : https://rdvpompiers.ca/en/firefit-competition/

The Caisse du Réseau municipal is thrilled to announce the next chapter in its ongoing partnership with the Fondation des pompiers du Québec pour les grands brûlés. This long-standing collaboration, rooted in shared values of solidarity, prevention, and education, is now reaching a new milestone with a $75,000 commitment over three years to support the growth of the FLAMBO program.

FLAMBO: A fun tool for a serious cause

FLAMBO is so much more than just an educational program. It is a colourful, interactive world built to help kids and their families learn about fire safety in a way that truly sticks. Through games, fun activities, and lovable characters, FLAMBO makes fire prevention engaging and memorable for young learners.

The program is also a great resource for fire prevention technicians, giving them hands-on tools to support their outreach work with different audiences and helping them carry their awareness mission further into their communities.

A real commitment to keeping everyone safe

By supporting FLAMBO, the Caisse du Réseau municipal is reaffirming its commitment to the safety and well-being of communities. This financial support will help the Fondation des pompiers keep developing and sharing the program across Quebec, building a lasting culture of prevention along the way.

“We are proud to be part of this great adventure, and we want to recognize the outstanding work of Quebec’s fire prevention technicians and the Fondation des pompiers, whose dedication helps bring the importance of prevention to communities across Quebec,” said the Caisse’s leadership.

An inspiring collaboration

This partnership is a great example of what can happen when passionate people come together around a cause they believe in. Together, the Caisse du Réseau municipal and the Fondation des pompiers du Québec pour les grands brûlés are working toward a safer future for generations to come.

This partnership is made possible thanks to the Caisse’s Community Development Fund (CDF). Through its financial support and community engagement initiatives, the Caisse Desjardins du Réseau municipal champions collective projects that bring real energy and vitality to the municipal community. We are driven by a mission to foster the economic and social well-being of our community by bringing together municipal employees and fire safety professionals. We support the projects, causes, and events that matter to our members and make a real impact on their lives and well-being.

To learn more about how we give back, click here »

To learn more about FLAMBO, click here »

L’équipe derrière FLAMBO, personnes identifiées de gauche à droite:

• Catherine Bergeron, Wealth Management Advisor, Caisse Desjardins du Réseau municipal
• Sylvie Tremblay, General Manager, Fondation des pompiers
• Julien Gagnon-Fortier, Prevention Consultant, Montréal
• Karine Huard, Manager of the Prevention Division, Sainte-Thérèse
• Paméla Bonneau, Fire and Civil Security Chief, Drummondville
• Stéphanie B. Grenier, Fire Prevention Inspector, Trois-Rivières, and Secretary-Treasurer, Fondation des pompiers

On Wednesday, May 28, our team was thrilled to welcome more than 100 participants to our conference night focused on real estate investing. The event was filled with meaningful exchanges and valuable insights, drawing a curious and motivated audience ready to explore the world of rental properties.

Over the course of the evening, our five speakers shared their expertise, practical tips, and personal experiences, generating a great deal of interest and lively questions from the audience. Here is a snapshot of the topics discussed:

Market trends and property search

Participants got a look at the latest real estate market trends, what to look for when hunting for a good opportunity, and the tools and methods that can make a property search more effective.

Building inspection and acquisition

A key part of the evening focused on the important steps of the inspection process, mistakes to avoid, and the best ways to secure a property purchase. A special thank you to Inspector Jocelyn Bourdon for his particularly engaging presentation.

Down payment and financing

Mélanie Saint-Hilaire, our specialized advisor in multi-unit property financing, broke down the various financing options, explained how to build up a down payment, and shared strategies for making the most of available financial leverage.

Protecting your real estate assets

Antoine Jacques, financial security advisor, tackled the legal and financial sides of protecting real estate assets, covering legal structures, insurance, and estate planning.

A real estate investor’s journey

One of the evening’s highlights was hearing from Normand Fauteux, an investor who openly shared his story, his wins, his missteps, and the valuable lessons he has gathered over the years.

Q&A session

The evening wrapped up with an engaging open discussion, giving participants the chance to ask their questions directly to the speakers and take part in a meaningful, personalized exchange.

A heartfelt thank you to everyone who joined us for their energy and enthusiasm, and to our speakers for delivering such high-quality and insightful presentations. This evening is just the beginning of a series of events we have planned to help aspiring investors along their journey.

Keep an eye out for our upcoming conferences and workshops by subscribing to our newsletter or following us on social media!
Our Facebook page is a great way to stay on top of everything we have planned: Facebook»

If you are looking for guidance from our team on rental property financing, feel free to contact us at caissereseaumunicipal@desjardins.com